American Cards – USA Cards Room Bonus
The USA Cards Room bonus is a credit card reward program and is available for residents of the USA, Canada, Puerto Rico, the Virgin Islands, and Guam. The bonus is awarded at a slightly higher rate than the normal minimum monthly payment on the card but is made up by the money that you have contributed towards your account in other ways. You will receive a statement from your credit card company when you register with USA Cards, and they will be able to view your history as well as your charge and balance history. Your information is not shared and if you are using this program for fraudulent means they cannot use this against you.
This credit card has a large sign up bonus. All the regular credit card offers for online shopping and travel will have a higher sign up bonus. If you want to get the maximum possible amount of the bonus, then the best way to do this is to apply for the card after having the card for a while.
After you have completed the application for your card, your bonus will be automatically credited into your account. There are three different types of America Cards Card bonuses to choose from, each of which has a different type of interest. They are: Variable, Annual Percentage Rate (APR), and Fixed Points. You can find out more about these bonuses below.
Variable: Variable bonus is available to anyone who has applied for the card before and makes the minimum monthly payments. This bonus has a fixed rate for a certain amount of time. During this period you are allowed to change your interest rate from the fixed interest rate. There is no limit to how many times you can change your interest rate.
Annual Percentage Rate (APR): APR is the standard and is available to everyone regardless of whether or not you are currently paying the fixed interest rate. There is no limit to how much you can change your APR, however you will receive a periodic statement once per year with details on your past, current, and future APR. Fixed Points: The fixed points bonus is available to people who are already a USA Card holder and also receive a large number of points. These points can be redeemed for a variety of things including air miles or other perks.
In order to take advantage of the bonuses available, you will need to open an account with USA Cards. The application process is simple and they should be able to give you all the assistance you need through their site.
When you are approved for the bonus, you can expect the card to be mailed to you shortly. Some cards will mail out a second card but most companies do not require additional cards. Be sure to hold onto the bonus until you plan on spending the money. You don’t want to be subject to penalties or fees from the bank when you are trying to build a solid credit history.